With the uncertainty of the job market in the UK today, more and more people are turning to working for themselves. While this can be a positive step in that it means you don't answer to anyone but yourself, it can also open up another set of problems. The biggest problem faced can be getting a mortgage - with no fixed income or payslip, it's more difficult to be accepted. This can be overcome, however, with self certification mortgages.
Self certification mortgages can be arranged for those that may have adverse or bad credit. The rate will be a higher but with little or no adverse credit, the interest rate on self certification mortgages is likely ... Read More »